Banking: Finance plus advisory services

Whether you are a bank or a specialist finance institution operating in a developing or emerging-market country, you benefit from a reliable financing partner with extensive expertise and an international network. We offer service packages that are tailored to meet your needs.

We provide you with long-term financing and comprehensive advice. Together with you, we work out carefully planned solutions to suit your needs. We are at your side and advise you competently while further developing future-oriented offers and financial services. Benefit from our considerable expertise, our international network and our 18 locations worldwide.

DEG customer comments

With the help of DEG, we aim to expand our lending business for women-led and women-owned SME to promote financial inclusion in Vietnam.

Pham Hong Hai, CEO at Orient Commercial Joint Stock Bank, Vietnam

What we offer

Financing

We offer our customers tailored financing solutions in the form of long-term loans, equity investments, mezzanine finance and bonds. Together with additional private investors we can mobilise and arrange larger volumes for our customers.

DEG finances only in emerging and developing countries. The relevant list of recipients of the OECD Development Committee (DAC) can be found here.

With our loans for banks and specialist institutions, we support increased lending - particularly with local small and medium-sized businesses - as well as investments in business lines with potential, such as green energy or gender finance.

As an arranger of syndicated finance, we get additional finance partners on board if required, enabling us to offer a combined financing package from a single source.

At a glance:

• Interest rate: fixed or variable, market-oriented depending on project and country risks

• Term: generally between 4 and 7 years, also longer

• Currency: EUR or USD, also local currencies

• Financing volume: usually from USD 20 million

• Structuring: according to the customer’s requirements

We also support your growth with equity capital. As a minority shareholder, we provide a positive impetus to develop your company and enhance your reputation. Finance institutions, supervisory authorities and rating agencies regard our presence as positive.

At a glance:

• Equity participation in the company in the country of investment

• Investment volume: from USD 10 million

• As a rule with a minority stake of up to 20%

• Variable structuring of risk components

• Generally, voting rights and seat on the company’s supervisory board

We subscribe to long-term, sustainability-focused bonds from experienced and established financial institutions in emerging and developing countries, with a view to actively supporting you in achieving your objectives related to environmental and climate protection, gender equality and governance. As an anchor investor with a long-term outlook, we stabilise your bond issues and send positive signals to other investors.

At a glance:

• Private and public placements

• Listed and unlisted transactions, listing, where applicable, on internationally recognised stock exchanges

• Bond rating not obligatory

• Term: generally between 3 and 7 years

• Currency: EUR or USD

• Investment volume: from EUR 25 million

With our subordinated loans we offer you long-term financing that enables you to refinance your long-term local business at matching maturities. In addition, mezzanine finance is often recognised by the regulatory authorities as a form of capital – our financing solution thus strengthens your equity capital base.

At a glance:

• Financing form between equity capital and debt capital

• Project-specific structuring

• Subordinated collateral

• Term: generally 10 years, but also longer

• Risk-appropriate return

• Possibility of conversion to equity, if appropriate

Advice and funding for financial institutions

In emerging economies, financial institutions make a major contribution to economic development by facilitating the sustainable, efficient and responsible allocation of capital. In order to provide the optimal level of support our customers need to deal with the challenges they face, in addition to financing, we also provide specialised advisory services and funding through our subsidiary DEG Impulse.

Our Business Support Services (BSS) co-finance advisory services for particularly high-impact investments. These include:

Improving the management of environmental and social risks in the existing portfolio and future investments
Developing climate-friendly financial products
Digitalisation

Find out more

Examples

Green loans for climate-friendly technologies

The Paraguayan bank Sudameris has launched a new product in cooperation with DEG: green loans. With this product, small and medium-sized enterprises can invest in the expansion of renewable energy or in resource-saving technologies.

Financial service provider for small and medium-sized enterprises in Kenya

Many Kenyan companies are unable to secure long-term loans. Together with Equity Bank Kenya, DEG is making it possible for small and medium-sized enterprises to make more investments.

DEG promotes financial inclusion in Costa Rica

Read news

DEG promotes lending to small businesses in Bangladesh

Read press release

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Banking: Finance plus advisory services

DEG customer comments

With the help of DEG, we aim to expand our lending business for women-led and women-owned SME to promote financial inclusion in Vietnam.

What we offer

Financing

Long-term loans

With our loans for banks and specialist institutions, we support increased lending - particularly with local small and medium-sized businesses - as well as investments in business lines with potential, such as green energy or gender finance.

As an arranger of syndicated finance, we get additional finance partners on board if required, enabling us to offer a combined financing package from a single source.

Equity investments

We also support your growth with equity capital. As a minority shareholder, we provide a positive impetus to develop your company and enhance your reputation. Finance institutions, supervisory authorities and rating agencies regard our presence as positive.

Bonds

Mezzanine finance

Advice and funding for financial institutions

E-Learning Platform on Sustainability and Corporate Governance

Examples

Green loans for climate-friendly technologies

Financial service provider for small and medium-sized enterprises in Kenya

Further examples of banking projects financed by DEG

DEG promotes financial inclusion in Costa Rica

DEG promotes lending to small businesses in Bangladesh

How can we help?

Banking: Finance plus advisory services

DEG customer comments

With the help of DEG, we aim to expand our lending business for women-led and women-owned SME to promote financial inclusion in Vietnam.

What we offer

Financing

Long-term loans

With our loans for banks and specialist institutions, we support increased lending - particularly with local small and medium-sized businesses - as well as investments in business lines with potential, such as green energy or gender finance.

As an arranger of syndicated finance, we get additional finance partners on board if required, enabling us to offer a combined financing package from a single source.

Equity investments

Bonds

Mezzanine finance

Advice and funding for financial institutions

E-Learning Platform on Sustainability and Corporate Governance

Examples

Green loans for climate-friendly technologies

Financial service provider for small and medium-sized enterprises in Kenya

Further examples of banking projects financed by DEG

DEG promotes financial inclusion in Costa Rica

DEG promotes lending to small businesses in Bangladesh

How can we help?

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